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Privacy Policy
Last Updated: August 28, 2025
This Privacy Policy explains how we collect, use, and protect your personal information when you work with us to explore or enroll in Medicare plans. We follow all federal and state privacy laws, including HIPAA (Health Insurance Portability and Accountability Act) and Medicare marketing rules.
Information We Collect
To provide Medicare guidance and services, we may collect:
1. Name, address, phone number, and email
2. Medicare ID number and plan information
3. Health information you choose to share with us (to help find a plan that fits your needs)
4. Records of our communications with you
How We Use Your Information
We only use your information to:
1. Help you compare and enroll in Medicare plans
2. Communicate with you about your coverage options
3. Respond to your questions or requests
4. Meet legal and regulatory requirements
We will never sell your information.
How We Share Your Information
We may share your information only when:
1. Required to complete enrollment with Medicare or an insurance carrier
2. Required by law or regulation (state or federal)
3. With your written consent
Any third party (such as insurance carriers or service providers) must also protect your information under federal law.
Your Rights
Under HIPAA and Michigan law, you have the right to:
1. See and get a copy of your records
2. Request corrections to your information
3. Ask us to limit certain uses or sharing (where legally possible)
4. Be notified if your information is involved in a security breach
Safeguards We Use
We take steps to keep your information secure, including:
1. Secure storage of electronic and paper records
2. Limiting access to authorized personnel only
3. Following CMS and HIPAA privacy standards
Children’s Privacy
We do not knowingly collect information from children under 13. Medicare services are generally for adults age 65 and older.
Changes to This Policy
We may update this Privacy Policy from time to time. If we make significant changes, we will notify you by posting the updated version on our website or sending you a notice.
Contact Us
If you have questions about this Privacy Policy or your rights, you can contact us:
Gray Insurance Advisors
📧 Email: [email protected]
📞 Phone: 1-313-929-3980
🌐 Website: https://grayinsuranceadvisors.com/
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Copyright 2025. Gray Insurance Advisors. All Rights Reserved.
Medicare has neither reviewed nor endorsed this information.
Not connected with or endorsed by the United States government or the federal Medicare program.
We do not offer every plan available in your area. Currently we represent ten organization which offer different plan products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.